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Car Accidents Lawyers Near Me Car accidents are one of the main causes of injury and deaths in the United States. They can be extremely devastating emotionally, physically, and financially for the victims and their families. If someone else's negligence results in a car accident the victim may be entitled to compensation. The process is complicated and requires an attorney to study the scene of the accident, gather evidence and deal with insurance companies. Insurance Coverage It is crucial to know your rights to compensation in the event that you have been injured or suffered property damage as a result of an accident. Insurance is one of the most significant sources of financial recovery. The policy you have with you could cover medical expenses, repair or replacement of damaged vehicles, and loss of income as you recover from your injuries. However, accident attorney car will only pay for up to the limits set by your policy. If your injuries are severe, or require a lot of ongoing medical treatment the coverage limits might not be enough to cover the costs. In these instances the possibility of suing could provide the possibility of recovering larger amounts of money for your losses. Hiring an experienced New York City auto accident attorney is the best method to secure the financial compensation that you deserve after an accident. Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the type of insurance you've got. You may also sue to recover damages for suffering and pain that are not covered by insurance. These types of injuries are usually real and you're entitled to fair and full compensation for your suffering as well as loss of enjoyment and emotional stress. Insurance companies have a “duty to defend” which is a contractual obligation. This is part of the policy of liability and it means the insurer will provide you with an attorney in the event you are sued for the consequences of an automobile accident. This is good because it means that you won't need to pay for your own legal defense. This is particularly useful when there are hit and run accidents, where the other driver may not have insurance. In these circumstances the Personal Injury Protection (PIP) or uninsured motorists (UM) insurance can assist and pay the cost of medical bills and other expenses until the insurance of the driver who caused the accident will pay for the damages. You must notify your insurance company within a certain period of time after an accident. This time period can be as short as 5 or 10 days, depending on the language of your policy. If you do not do so, the insurance company could cancel your insurance and deny you with a lawyer or coverage in case of a lawsuit. Statute of Limitations The statute of limitations is a law that outlines how long you can file lawsuits against a company or person after a certain incident. The statute of limitations can influence the amount and length of time it takes to bring a personal injury or wrongful-death lawsuit. In New York, the statutes of limitations typically run three years from the date of the accident, however there are exceptions. It may be longer in the case of wrongful death, so it's crucial to reach out to a car accidents lawyer near me as soon as possible to ensure that deadlines are followed and your rights are protected. If you do not meet the deadline the claim is likely to be rejected and time-barred. Your chances of winning are practically non-existent, unless there's an exception. This is because the court is almost always unable to hear your case, based on the law which states that you must bring your personal injury suit within three years from the date of your underlying accident. This is true for any lawsuit relating to an automobile accident, regardless of whether you're suing to recover your personal injuries or the injuries of a loved one, or for repairs or replacements of your vehicle or property damaged by the accident. If you were a minor when your accident occurred, there is another noteworthy exception to the Statute of Limitations. The statute of limitations is extended until the victim is 18 years old. This is due to the “tolling” law, which is a concept in the law that says courts treat minors as adults when they suffered their injury. If you are trying to file a claim for personal injury against an insurance company, this could be a significant issue. Because the insurance adjuster knows that you're not able to sue outside of the time limit It will be a struggle to negotiate a fair settlement your behalf. This could lead to spending your time, money and resources on a lawsuit that might not have been needed in the first time. Comparative Fault In a car crash it is important to determine who is at fault. Based on the state you live in an attorney for car accidents can assist you in determining which driver is at fault and who you should sue for compensation. Most states employ a comparative negligence system which means that every person involved in the incident can collect damages based on the amount they contributed to the accident. This is beneficial for drivers as it allows them to receive compensation for losses or injuries. However, there are some problems with this system and it is recommended that you seek out an experienced car accident lawyer to defend your right to get compensation for your losses. They can help you obtain the most favorable settlement from the person who caused the accident. If the driver who caused the accident is not insured then you'll have to pay for your medical bills and other expenses out of your own pocket. This can add up quickly particularly if you suffer severe injuries. There are states that support a pure comparative fault system, which allows all parties in the collision to recover damages, even if they're 100 percent responsible for the wreck. Thirteen states including California, Florida and other states, use this type of system. The disadvantage is that the amount of damages that you can recover will be very small. This is because the courts determine the proportion of blame each party to the accident has. If you are found to be 80% at fault for an accident, you'll only recover 40% of the monetary damages. This can be a serious problem if you suffered serious injuries or lost a lot of time at work because of the crash. There are other types of comparative negligence systems that permit all drivers to claim their damages even if they were at the fault. They include contributory negligence as well as pure comparative fault. modified comparative fault. Employ an attorney There are many reasons to hire an accident lawyer after being injured in a car accident. A lawyer can help you to file a claim with your insurance company, deal with the other driver's insurance company on your behalf, or pursue a personal injury suit against the other driver. Based on the severity of the injuries you sustained, you could require compensation for pain and suffering, medical expenses, lost wages or other damages. A good lawyer knows how much you should be asking for in order to ensure that you do not take less than what you are entitled to. A lawyer who handles car accidents can negotiate with insurance companies to help you obtain fair compensation. If your insurance company denies your claim or offers you a settlement that doesn't cover all of your losses Your lawyer can appeal to the court and fight for what you're entitled to. An experienced attorney will help you determine the law that applies to your case and how the local court system interprets these laws. This will help you save time in the form of paperwork and research, while allowing you to focus on your recovery. You can also utilize them to calculate damages such as medical costs as well as lost income and a decrease in earning potential. This will help you to obtain the money you require to cover the costs of damages and recuperate from injuries. If your injuries are serious, you may require a large amount of compensation to pay for doctor's visits, surgeries and physical therapies, as well as prescription medications. These damages can assist you with the long-term effects of your injuries, such as chronic pain and mental distress. A lawyer will attempt to demonstrate that the other driver was responsible for your injuries and financial losses. This can be a difficult task since there are numerous aspects that determine the degree of fault. You should speak with a lawyer as soon as you can after the crash. This will allow them to examine your case, collect evidence and manage negotiations with the other party's insurance company on your behalf. The top car accident lawyers near me will have a proven record of fighting for the rights of victims. They know how to secure large settlements and verdicts, when insurance companies attempt to lower the value of your claim.